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Is open sky a real credit card?
The OpenSky card is legit because it is issued by Capital Bank, a legitimate business that is an FDIC member and has a “B” rating with the Better Business Bureau. The OpenSky also reports information to the major credit bureaus each month.
What bank Issues Open Sky credit card?
The OpenSky® Secured Visa® Credit Card from Capital Bank is a good option to help rebuild your credit. There’s no credit report required to apply, so your credit score doesn’t matter like it will with traditional credit cards. It’s even possible to get approved for this card if you don’t have a credit score at all.
Does open sky raise credit score?
Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months.
What is OpenSky credit card limit?
With the OpenSky Secured Visa, you can set how much you can spend each month, with a maximum of $3,000 (a much higher cap than many other secured cards). Your credit limit is determined based on how much you deposit into the account.
Can I withdraw money from OpenSky credit card?
You can get a cash advance with your OpenSky card at any ATM that accepts Visa. That is virtually any ATM in the world, as the Visa network benefits from extensive worldwide acceptance. Keep in mind that you’ll need a PIN to get an OpenSky cash advance from an ATM.
Does OpenSky give deposit back?
Is the OpenSky deposit refundable? Yes, your security deposit is fully refundable provided you close your account in good standing. This just means that you’ve paid all of your outstanding balance.
How long does OpenSky take to approve?
Applications are usually processed within 24-48 hours. If your application is approved you will receive an email letting you know. After application approval, receipt, and processing of your security deposit your credit card is made and then mailed to you. This can take up to 12-14 business days.
How long does open sky take to approve?
Can I use my OpenSky credit card at an ATM?
Can you get denied by OpenSky credit card?
There can be many reasons why your OpenSky Credit Card application was denied: You’re not at least 18 years old. The issuer couldn’t verify your identity. You applied for a Capital Bank credit card 4 or more times in the past 60 days.