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What is a Diamond Preferred card?
@bogdan_roberts. Yes, Citi Diamond Preferred is a good balance transfer card for people with good credit or better who need a long time to pay off their balance. Citi Diamond Preferred lets you do that at a reduced rate. It offers an introductory APR of 0% for 21 months on balance transfers. It also has a $0 annual fee …
Is it hard to get Citi Diamond Preferred?
Is the Citi Diamond Preferred Card hard to get? No, the Citi Diamond Preferred Card isn’t hard to get if you have the credit to qualify. Applicants who have good to excellent credit (a FICO® Score of 670 or more) have high approval odds.
Is there an annual fee with the Citi Diamond Preferred card?
The Citi Diamond Preferred Card carries no annual fee and could offer cardholders with good to excellent credit a decent ongoing APR, but it may prove costly if you have a big balance to transfer, fail to pay off your balance during the introductory period or can only qualify for its high-end APR.
Is the Citi Diamond Preferred card metal?
Unfortunately, this premium credit card is no longer accepting new applications. Despite not being made of metal, the Citi Prestige offers several perks, including: Earn up to 3x points on purchases. Annual $100 hotel savings benefits (on one $500+ stay per year)
What credit score is needed for a Citi?
You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you’re after. Some Citi credit cards require higher scores, and one accepts applicants with limited credit history.
Should I pay my credit card in full every month?
It’s Best to Pay Your Credit Card Balance in Full Each Month Leaving a balance will not help your credit scores—it will just cost you money in the form of interest. Carrying a high balance on your credit cards has a negative impact on scores because it increases your credit utilization ratio.
Is it better to pay credit card in full or payments?
It’s better to pay off your credit card than to keep a balance. It’s best to pay a credit card balance in full because credit card companies charge interest when you don’t pay your bill in full every month.
What is the difference between Citi Diamond preferred and Visa Platinum?
Additionally, you’ll pay a balance transfer fee of 3%, with a minimum of $5. The U.S. Bank Visa Platinum card has a few advantages over the Citi Diamond Preferred, though, including a longer 0% APR period and no foreign transaction fees.
What is the annual percentage rate for the diamond Rewards Visa card?
† After the six months, an Annual Percentage Rate ranging from 9.49% to 17.99% will apply to your purchases, balance transfers, or advances. † Simply activate your Diamond Rewards Visa Card and make a purchase within the 90 days of the card issue date, and we’ll give you 7,500 rewards points to use towards travel, cash-back, and gift cards!
What is the Citi Diamond preferred Apr?
The Citi® Diamond Preferred® Card has a 0% intro APR for 21 months on eligible balance transfers from the date of the first transfer and 0% intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 13.74% – 23.74% based on your creditworthiness.
How do I apply for a Citi®Diamond preferred card?
PREFERRED®CARD Apply by Phone: 1-800-505-1675 TTY: Use 711 or other Relay Service CITI®DIAMOND PREFERRED®CARD BENEFITS